By reporting your on-time payment history to business credit bureaus, we help improve your D&B Paydex score. A Paydex score of 80 or higher (on a scale of 100) is considered a “low risk” rating.

For instance, if your business is approved for a $1,000 commercial line of credit with us and uses only $50 per month, you’re utilizing just 5% of your credit limit. Our reporting will reflect consistent on-time payments with low credit utilization, which strengthens your business credit profile.

If you were approved for a NET 30 account, you do not have an active login by default. To activate your login, please return to your approval email and please read it in its entirety. Only after you make a purchase from us do we allow you to create a username and password to activate and log into your account. We do this to prevent unused NET 30 accounts.

This service reports exclusively to Dun & Bradstreet.

We report on a monthly basis on the 1st of the month.

We plan to include additional credit bureaus in the near future and will notify you by email once this option is available.

No, we strongly advise against doing so. Here’s why: your profile will lack crucial information needed by business credit bureaus, such as your credit limit and the length of your credit relationship. Please wait to purchase this service until after you’ve completed our credit application and received an approval amount.

Yes, you can renew early. When you make an early payment, it is reported to business credit bureaus, helping to demonstrate a stronger risk profile to vendors and improving your business credit scores. Early payments also contribute to an increase in your D&B Paydex score. (See how paying early can positively impact your credit score below!)